Turner Houses ................. Ft Knox Elizabethtown Kentucky Homes for sale, Fort Knox KY Real Estate Agent, Radcliff houses Rineyville KY

For information call 270-766-7679 or 270-737-3232 or e-mail.

Hazel Woods - Lots 2 and 4 are available Up to 5 acres. Located on Highway 86 in the Howe Valley School area. Central Hardin School District Hardin County Plat 4048

Relaxing Acres - Lot 11 is available. 3 acres. Located on St. John's Road (Highway 1357) in the Bethlehem Academy area. Hardin County Plat 3762 Central Hardin School District

2/3 Acre Lots near Sonora Central Hardin High School

Large 14-16 acre tracts w/ shared 101 acre easement on 14400 St. John's Rd. Central Hardin High School

1 Acre Lots near Glendale approx. 5 miles south of E-town. 200' frontage Flat lots Central Hardin High

3 - 5 Acre Lots near Sonora/Flint Hill Mobile Homes Allowed - 3 septic tanks w/ water meters Central Hardin High School

1 - 3 Acre Lots near Sonora/Glendale Also farm acreage up to 150 Acres Central Hardin High School

1 - 3 Acre Lots near Elizabethtown/Rineyville (John Hardin School District) 2.6 miles from US 31-W WOODED with large trees

3 Acre Lots near Sonora/Flint Hill - also farm acreage up to 130 acres Central Hardin High School

3 Acre Lots near Elizabethtown (John Hardin School District) 0.8 miles from US 31-W Stone bottom creek on rear

2/3 Acre Lots near Elizabethtown (John Hardin School District) 1 mile from US 31-W Wooded lots for walk out basement

1 Acre Lots near Elizabethtown/Rineyville (John Hardin School District) Country setting

Click on the name below to go to an information sheet and maps

2.7 acres w/ 500' frontage on Highway 62 in Elizabethtown adjacent to Cleveland Johnson Zoned B-2

2/3 Acre Lots near Elizabethtown/Glendale near New Glendale Rd. (Central Hardin School District) Good for WALKOUT BASEMENTS

Click below for PLAT.

Click below for Restrictions

Click on the name below to go to an information sheet and maps

Buy Here – Buy Now

Why now? - New home prices are down. This reflects a reduction in building material prices, subcontractor pricing as well as hungry builders willing to accept far less profit margin than just a couple of years ago. Interest rates are also once again falling dramatically.

If you wait - prices will go up. Within a few months this area will be inundated with thousands of new personnel associated with Ft. Knox. In addition, as the economic uncertainty subsides, those with less secure jobs that are waiting to buy will also rush into the home purchasing market. These circumstances will certainly tend to drive demand and pricing higher. For those of you employed by government and semi-government agencies and people in the military (armed forces), this could be an unusually good opportunity to buy a home. Your jobs and income are secure. Live there 2 years and sell - the profit is tax free.

What about financing? VA/FHA still available. The government has tightened the standards they allowed a couple of years ago when “stated income” loans and other oddities allowed people to qualify for home loans that they could not afford and largely stopped the adjustable rate mortgages that caused problems when interest rates rose. What we see today are not some extraordinary qualification standards but merely a return to the standards that were in place before 1998 and a liberal interpretation of such laws as the Community Reinvestment Act caused today’s problems. Checking on your qualifications takes a matter of minutes.

a) This is a particularly good market for those eligible for a VA Loan. (Former or active duty military.) There is no down payment for you and the banks are happy because VA is providing a 20% loan guarantee to replace any down payment.

b) It is also a good time for those making less than $65,000 who can still buy a house outside of Elizabethtown and Radcliff with no down payment through the government’s Rural Housing Program.

c) Good old FHA still makes home loans with a down payment as low as 3% as long as you have good credit and meet their debt ratio requirements to assure the payment is within your budget.

CALL NOW

270-766-7679 270-737-3232

Radcliff 31-W - small commercial building near Highway 434 intersection also available

(former House of Soccer location)

Let us build your custom home on one of the lots or tracts of land below:

Elizabethtown - 3 Lots still available behind the Barnes & Noble/Old Navy area. Central Hardin High School

2/3 Acre Lots near Elizabethtown (John Hardin School District) 1 mile from US 31-W Some wooded lots. Some walkout.

Buy Now or Pay More: Believe it. I have these prices near cost (or below) because the market is slow. This week interest rates dropped about 1% (equivalent to a price drop of about $8000) (NOW 5%) and it was confirmed that 4000 soldiers are coming back from Afghanistan to Ft. Knox in June. These low prices won't last. 12-3-08

New York Times 12-08-08 "Five or 10 years from now, when the financial crisis has ended and housing prices are up smartly once more, we will look in the rearview mirror and realize that we missed a golden age for first-time home buyers." ..."Meanwhile, first-time home buyers have the same advantage they have always had, which is that they do not have to sell their old place before buying a new one. That is an added advantage in areas where many available houses simply are not moving, because the people trying to sell them will not be bidding against you. " December is a slow month but we have sold 3. We are starting 2 new ones. Lock the price in with a contract and pick your colors ...... or wait and pay more.

NEW !!!! Military First time Buyers STILL get $8000 cash toward house purchase if overseas for 45 days in 2009 and early 2010.